Clay, PA housing market
The median sale price was $63,000 in May 2026.
Home values, sales, trends and how Clay compares with the towns next door — updated as new data is published.
Clay at a glance
Only 1 sale in May 2026: in a market this size, monthly medians swing a lot, so the typical value above is the steadier guide.
Home prices up 61% in 5 years
The federal house price index for the ZIP codes around Clay rose 61% over the past 5 years, faster than across Pennsylvania (48%). Last year prices rose 8.6%. Carrying the Census median home value forward with that index puts the typical Clay home at roughly $559,000 today.
Show as a table
| Year | Change that year | Since 2000 | Pennsylvania since 2000 |
|---|---|---|---|
| 2025 | +8.6% | +180% | +164% |
| 2024 | +3.6% | +158% | +152% |
| 2023 | +11% | +149% | +138% |
| 2022 | +15% | +125% | +122% |
| 2021 | +12% | +95% | +96% |
| 2020 | +3.8% | +74% | +79% |
| 2019 | +3.1% | +67% | +72% |
| 2018 | +4.8% | +62% | +66% |
| 2017 | +4.6% | +55% | +59% |
| 2016 | +2.3% | +48% | +53% |
| 2015 | +2.1% | +45% | +49% |
| 2014 | +1.6% | +42% | +46% |
| 2013 | +0.4% | +40% | +43% |
| 2012 | −2.4% | +39% | +42% |
| 2011 | −2.9% | +43% | +45% |
| 2010 | −2.4% | +47% | +48% |
| 2009 | −1.5% | +50% | +52% |
| 2008 | −0.2% | +53% | +57% |
| 2007 | +3% | +53% | +59% |
| 2006 | +9.2% | +49% | +55% |
| 2005 | +12% | +36% | +44% |
| 2004 | +8.4% | +21% | +29% |
| 2003 | +4.6% | +12% | +17% |
| 2002 | +3.8% | +7.1% | +12% |
| 2001 | +3.2% | +3.2% | +6.2% |
| 2000 | — | — | — |
How Clay ranks on rising home prices →
Federal Housing Finance Agency House Price Index (annual, developmental) for ZIP codes 17543, 17522, 17578, 17517, 17073, weighted by land area. It tracks repeat sales and appraisals of the same homes, so it shows how prices changed, not what homes cost. The estimated value scales the Census (ACS 2020-2024) median home value by that change.
22 new homes permitted in 2025
Builders were permitted 22 new homes in Clay in 2025, all single-family houses, worth about $8.2 million to build. That's 3.2 per 1,000 residents, faster than across Pennsylvania (2). Over the past 10 years, Clay has permitted 217 homes in all.
Homes vs. people, 2010–2020
Between the 2010 and 2020 censuses, Clay gained 549 residents while 270 new homes were permitted: about 2 new residents per new home. Building and growth moved roughly in step. Across Pennsylvania: 1.4 new residents per new home.
How Clay ranks on housing keeping up with growth →
Residents: U.S. Census Bureau, 2010 and 2020 censuses. New homes: permits issued 2010–2019.
Show as a table
| Year | New homes | Single-family | 2+ per building | Value |
|---|---|---|---|---|
| 2026 (Jan–Aug) | 9 | 9 | 0 | $3 million |
| 2025 | 22 | 22 | 0 | $8.2 million |
| 2024 | 24 | 24 | 0 | $6.5 million |
| 2023 | 25 | 25 | 0 | $7.2 million |
| 2022 | 19 | 19 | 0 | $4.3 million |
| 2021 | 21 | 21 | 0 | $4.1 million |
| 2020 | 25 | 25 | 0 | $5.4 million |
| 2019 | 21 | 21 | 0 | $4.3 million |
| 2018 | 16 | 16 | 0 | $3 million |
| 2017 | 27 | 27 | 0 | $5.1 million |
| 2016 | 17 | 17 | 0 | $3.2 million |
| 2015 | 15 | 15 | 0 | $3 million |
| 2014 | 29 | 17 | 12 | $3.3 million |
| 2013 | 36 | 24 | 12 | $5.3 million |
| 2012 | 45 | 19 | 26 | $5.9 million |
| 2011 | 15 | 1 | 14 | $1.7 million |
| 2010 | 49 | 22 | 27 | $7.8 million |
| 2009 | 34 | 10 | 24 | $3.6 million |
| 2008 | 28 | 28 | 0 | $3.8 million |
| 2007 | 41 | 41 | 0 | $7.6 million |
| 2006 | 36 | 36 | 0 | $5.3 million |
| 2005 | 39 | 39 | 0 | $4.7 million |
| 2004 | 40 | 40 | 0 | $4.8 million |
| 2003 | 38 | 38 | 0 | $4.6 million |
| 2002 | 35 | 35 | 0 | $4.2 million |
| 2001 | 44 | 44 | 0 | $4.3 million |
| 2000 | 30 | 22 | 8 | $2.7 million |
How Clay ranks on new homes being built →
Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey, through August 2026.
Clay and its neighbors
| Town | 1-yr change | 2-bed rent | New homes 2025 | Median income |
|---|---|---|---|---|
| Clay | +8.6%† | $1,400 | 22 | $84,389 |
| Elizabeth | +8.8%† | $1,560 | 5 | $99,583 |
| West Cocalico | +9.5%† | $1,360 | 5 | $96,480 |
| Warwick | +7.8%† | $1,560 | 95 | $104,013 |
| Ephrata | +5.8%† | $1,330 | 8 | $85,058 |
| Heidelberg | +17.1%† | $1,530 | 17 | $92,103 |
† FHFA price index change, where Zillow has no home value for the town.
3.8 years of income
The typical Clay home costs about 3.8 years of the town's median household income, about the same as across Pennsylvania (3.7).
How Clay ranks on affordability →
Home value ÷ ACS median household income.
Owners, rent & taxes
U.S. Census Bureau, ACS 2020-2024.
A two-bedroom rents for about $1,400
HUD's Fair Market Rent for a two-bedroom in Clay is $1,400 a month, utilities included: roughly what a modest, recently rented unit costs. Renters already in Clay pay a median of $1,219, so moving in tends to cost more than staying put. A two-bedroom takes about 20% of the town's median household income.
Studio $1,000 · 4 bedrooms $1,850
U.S. Department of Housing and Urban Development, FY2026 Fair Market Rents by ZIP code (17073, 17517, 17522, 17543, 17578; Lancaster, PA MSA), weighted by land area. A Fair Market Rent is the 40th-percentile rent plus utilities for a standard unit. Median rent: U.S. Census Bureau, American Community Survey.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center, May 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers.