Natural hazards · Chartiers

Chartiers, PA natural hazards

Most of the natural-hazard damage FEMA expects in Chartiers comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 17 claims here since 1992.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chartiers?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chartiers to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding88%Everything else12%

By hazard

What Chartiers faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

88% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chartiers flood?

Every paid claim on a federal flood insurance policy in Chartiers, from FEMA’s records.

17paid claims since 1992

$1.8Mpaid to owners

2homes flooded more than once

19922026

Biggest named events

Tropical Storm Ivan: 5 claims, $346K
Hurricane Ida: 1 claim, $20K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chartiers isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washington County.

Disasters that hit Chartiers

Federal disasters declared here

None of the disasters declared for Washington County shows FEMA aid or repair money reaching Chartiers itself in FEMA’s records.

Brought FEMA money into ChartiersDeclared for Washington County only

Washington County has had 12 natural disasters declared since 1953, most often hurricanes and severe storms.

Around Chartiers

Chartiers and the towns around it

Very lowLowModerateHighVery high

Houstonmostly inland floodingHigh

Cantonmostly inland floodingModerate

Canonsburgmostly inland floodingLow

Chartiersmostly inland floodingLow

Mount Pleasantmostly inland floodingVery low

Cecilmostly inland floodingVery low

North Strabanemostly inland floodingVery low

South Strabanemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chartiers covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Chartiers’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Chartiers. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Chartiers total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.