Natural hazards · Chapman

Chapman, PA natural hazards

Most of the natural-hazard damage FEMA expects in Chapman comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chapman?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chapman to be higher than in 21% of U.S. communities, mostly from inland flooding.

Inland flooding62%Heat waves8%Cold waves8%Hurricanes7%Tornadoes6%Everything else9%

By hazard

What Chapman faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Below average · higher than 40% of U.S. places

Recorded about 3 times a year in the area

Heat waves

8% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about 6 times a year in the area

Cold waves

8% of expected damage

Below average · higher than 34% of U.S. places

Recorded about once a year in the area

Hurricanes

7% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 19 years in the area

Tornadoes

6% of expected damage

Below average · higher than 46% of U.S. places

Lower here

HailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chapman flood?

FEMA's records show no paid flood insurance claims in Chapman.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Chapman isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Northampton County.

Disasters that hit Chapman

Federal disasters declared here

None of the disasters declared for Northampton County shows FEMA aid or repair money reaching Chapman itself in FEMA’s records.

Brought FEMA money into ChapmanDeclared for Northampton County only

Northampton County has had 19 natural disasters declared since 1953, most often severe storms and hurricanes.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chapman is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chapman’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Chapman. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.