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Natural hazards · Cambria

Cambria, PA natural hazards

Most of the natural-hazard damage FEMA expects in Cambria comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cambria?

0
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cambria to be higher than in 0% of U.S. communities, mostly from inland flooding.

Inland flooding59%Tornadoes10%Cold waves8%Hurricanes8%Everything else15%
By hazard

What Cambria faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage
Well below average · higher than 2% of U.S. places
Recorded about once a year in the area

Tornadoes

10% of expected damage
Below average · higher than 47% of U.S. places
Recorded about once every 67 years in the area

Cold waves

8% of expected damage
Above average · higher than 50% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

8% of expected damage
Above average · higher than 63% of U.S. places
Recorded about once every 25 years in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cambria flood?

Every paid claim on a federal flood insurance policy in Cambria, from FEMA’s records.

5paid claims since 1978
$6Kpaid to owners
0homes flooded more than once
19782026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Cambria isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cambria County.
Disasters that hit Cambria

Federal disasters declared here

None of the disasters declared for Cambria County shows FEMA aid or repair money reaching Cambria itself in FEMA’s records.

Brought FEMA money into CambriaDeclared for Cambria County only
Cambria County has had 16 natural disasters declared since 1953, most often floods and hurricanes.
Around Cambria

Cambria and the towns around it

East Carroll: Very low, mostly inland floodingBarr: Very low, mostly inland floodingAllegheny: Very low, mostly inland floodingWest Carroll: Very low, mostly inland floodingMunster: Very low, mostly inland floodingSummerhill: Low, mostly inland floodingBlacklick: Very low, mostly inland floodingJackson: Very low, mostly inland floodingCroyle: Low, mostly inland floodingClearfield: Low, mostly inland floodingPatton: Low, mostly inland floodingCarrolltown: Very low, mostly inland floodingElder: Low, mostly inland floodingNorthern Cambria: Moderate, mostly inland floodingSusquehanna: Very low, mostly inland floodingPine: Very low, mostly inland floodingGallitzin: Very low, mostly inland floodingChest Springs: Very low, mostly inland floodingCresson: Very low, mostly inland floodingPortage: Very low, mostly inland floodingWashington: Very low, mostly inland floodingAdams: Low, mostly inland floodingPavia: Moderate, mostly inland floodingVintondale: Very low, mostly inland floodingNanty-Glo: Very low, mostly inland floodingWest Taylor: Low, mostly inland floodingEast Wheatfield: Very low, mostly inland floodingEhrenfeld: Low, mostly inland floodingSummerhill: Low, mostly inland floodingSouth Fork: Low, mostly inland floodingEast Taylor: Low, mostly inland floodingCambria: Very low, mostly inland flooding CambriaEast CarrollBarrAlleghenyWest CarrollMunsterSummerhillBlacklickJacksonCroyle
Very lowLowModerateHighVery high
Croylemostly inland floodingLow
Summerhillmostly inland floodingLow
Munstermostly inland floodingVery low
Blacklickmostly inland floodingVery low
Barrmostly inland floodingVery low
East Carrollmostly inland floodingVery low
Alleghenymostly inland floodingVery low
West Carrollmostly inland floodingVery low
Jacksonmostly inland floodingVery low
Cambriamostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cambria covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Cambria’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cambria. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Cambria total about $996K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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