Natural hazards · Bellevue

Bellevue, PA natural hazards

Most of the natural-hazard damage FEMA expects in Bellevue comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2004. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bellevue?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bellevue to be higher than in 52% of U.S. communities, mostly from inland flooding.

Inland flooding82%Cold waves11%Everything else7%

By hazard

What Bellevue faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

82% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 7 times a year in the area

Cold waves

11% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bellevue flood?

Every paid claim on a federal flood insurance policy in Bellevue, from FEMA’s records.

1paid claims since 2004

$8Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 1 claim, $8K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bellevue isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegheny County.

Disasters that hit Bellevue

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bellevue itself: aid to households, or repair grants to the Borough of Bellevue.

Brought FEMA money into BellevueDeclared for Allegheny County only

2004

Tropical Depression Ivan

1 household applied for aid

Allegheny County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Bellevue

Bellevue and the towns around it

Very lowLowModerateHighVery high

Stowemostly inland floodingHigh

Pittsburghmostly inland floodingHigh

Avalonmostly inland floodingModerate

Bellevuemostly inland floodingModerate

Rossmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bellevue covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Bellevue’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Bellevue. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bellevue total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.