Natural hazards · Beaver

Beaver, PA natural hazards

Most of the natural-hazard damage FEMA expects in Beaver comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Beaver?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Beaver to be higher than in 2% of U.S. communities, mostly from inland flooding.

Inland flooding58%Lightning12%Cold waves9%Tornadoes8%Strong wind7%Everything else6%

By hazard

What Beaver faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Well below average · higher than 8% of U.S. places

Recorded about 2 times a year in the area

Lightning

12% of expected damage

Below average · higher than 33% of U.S. places

Cold waves

9% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

8% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 46 years in the area

Strong wind

7% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslides

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Beaver flood?

Every paid claim on a federal flood insurance policy in Beaver, from FEMA’s records.

5paid claims since 1981

$44Kpaid to owners

1homes flooded more than once

19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Beaver isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clarion County.

Disasters that hit Beaver

Federal disasters declared here

None of the disasters declared for Clarion County shows FEMA aid or repair money reaching Beaver itself in FEMA’s records.

Brought FEMA money into BeaverDeclared for Clarion County only

Clarion County has had 12 natural disasters declared since 1953, most often floods and hurricanes.

Around Beaver

Beaver and the towns around it

Very lowLowModerateHighVery high

Pineymostly inland floodingLow

Lickingmostly inland floodingLow

Elkmostly inland floodingVery low

Ashlandmostly inland floodingVery low

Paintmostly inland floodingVery low

Beavermostly inland floodingVery low

Salemmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Beaver covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Beaver’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Beaver. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Beaver total about $577K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.