Natural hazards · Baldwin

Baldwin, PA natural hazards

Most of the natural-hazard damage FEMA expects in Baldwin comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 44 claims here since 1987.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Baldwin?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Baldwin to be higher than in 7% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding65%Cold waves21%Everything else15%

By hazard

What Baldwin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage

Below average · higher than 27% of U.S. places

Recorded about 7 times a year in the area

Cold waves

21% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Baldwin flood?

Every paid claim on a federal flood insurance policy in Baldwin, from FEMA’s records.

44paid claims since 1987

$576Kpaid to owners

12homes flooded more than once

19872026

Biggest named events

Tropical Storm Ivan: 8 claims, $95K
Hurricane Ida: 1 claim, $14K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Baldwin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Allegheny County.

Disasters that hit Baldwin

Federal disasters declared here

None of the disasters declared for Allegheny County shows FEMA aid or repair money reaching Baldwin itself in FEMA’s records.

Brought FEMA money into BaldwinDeclared for Allegheny County only

Allegheny County has had 16 natural disasters declared since 1953, most often floods and severe storms.

Around Baldwin

Baldwin and the towns around it

Very lowLowModerateHighVery high

Pittsburghmostly inland floodingHigh

South Parkmostly inland floodingLow

Baldwinmostly inland floodingVery low

Whitehallmostly inland floodingVery low

West Mifflinmostly inland floodingVery low

Brentwoodmostly inland floodingVery low

Bethel Parkmostly inland floodingVery low

Pleasant Hillsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Baldwin covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Baldwin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Baldwin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Baldwin total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.