Natural hazards · Ararat

Ararat, PA natural hazards

Most of the natural-hazard damage FEMA expects in Ararat comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ararat?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ararat to be higher than in 16% of U.S. communities, mostly from inland flooding.

Inland flooding76%Tornadoes7%Hurricanes5%Everything else12%

By hazard

What Ararat faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Below average · higher than 38% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

7% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 51 years in the area

Hurricanes

5% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once every 43 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ararat flood?

FEMA's records show no paid flood insurance claims in Ararat.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ararat isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Susquehanna County.

Disasters that hit Ararat

Federal disasters declared here

None of the disasters declared for Susquehanna County shows FEMA aid or repair money reaching Ararat itself in FEMA’s records.

Brought FEMA money into AraratDeclared for Susquehanna County only

Susquehanna County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Ararat

Ararat and the towns around it

Very lowLowModerateHighVery high

Gibsonmostly inland floodingVery low

Jacksonmostly inland floodingVery low

Araratmostly inland floodingVery low

Thompsonmostly inland floodingVery low

Herrickmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ararat covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ararat’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ararat. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ararat total about $928K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.