Natural hazards · Apolacon

Apolacon, PA natural hazards

Most of the natural-hazard damage FEMA expects in Apolacon comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 2011.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Apolacon?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Apolacon to be higher than in 27% of U.S. communities, mostly from inland flooding.

Inland flooding76%Hurricanes8%Tornadoes6%Everything else10%

By hazard

What Apolacon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

76% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

8% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once every 25 years in the area

Tornadoes

6% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 31 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Apolacon flood?

Every paid claim on a federal flood insurance policy in Apolacon, from FEMA’s records.

5paid claims since 2011

$43Kpaid to owners

1homes flooded more than once

20112026

Biggest named events

Tropical Storm Lee: 1 claim, $6K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Apolacon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Susquehanna County.

Disasters that hit Apolacon

Federal disasters declared here

None of the disasters declared for Susquehanna County shows FEMA aid or repair money reaching Apolacon itself in FEMA’s records.

Brought FEMA money into ApolaconDeclared for Susquehanna County only

Susquehanna County has had 21 natural disasters declared since 1953, most often severe storms and hurricanes.

Around Apolacon

Apolacon and the towns around it

Very lowLowModerateHighVery high

Apolaconmostly inland floodingLow

Little Meadowsmostly inland floodingLow

Friendsvillemostly inland floodingLow

Choconutmostly inland floodingLow

Middletownmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Apolacon is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Apolacon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Apolacon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.