Natural hazards · Ambridge

Ambridge, PA natural hazards

Most of the natural-hazard damage FEMA expects in Ambridge comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2004. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ambridge?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ambridge to be higher than in 30% of U.S. communities, mostly from inland flooding.

Inland flooding87%Everything else13%

By hazard

What Ambridge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

87% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ambridge flood?

Every paid claim on a federal flood insurance policy in Ambridge, from FEMA’s records.

3paid claims since 2004

$103Kpaid to owners

0homes flooded more than once

20042026

Biggest named events

Tropical Storm Ivan: 3 claims, $103K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ambridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Beaver County.

Disasters that hit Ambridge

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ambridge itself: aid to households, or repair grants to the Borough of Ambridge.

Brought FEMA money into AmbridgeDeclared for Beaver County only

2004

Tropical Depression Ivan

67 households applied for aid $279K aid approved

2004

Severe Storms and Flooding Associated With Tropical Depression Frances

8 households applied for aid $7K aid approved

Beaver County has had 12 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Ambridge

Ambridge and the towns around it

Very lowLowModerateHighVery high

Leetmostly inland floodingVery high

Leetsdalemostly inland floodingHigh

Ambridgemostly inland floodingLow

Aliquippamostly inland floodingLow

Harmonymostly inland floodingVery low

South Heightsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ambridge covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to Ambridge’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Ambridge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ambridge total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.