Natural hazards · Albion

Albion, PA natural hazards

Most of the natural-hazard damage FEMA expects in Albion comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1980. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Albion?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Albion to be higher than in 20% of U.S. communities, mostly from inland flooding.

Inland flooding78%Strong wind6%Tornadoes5%Everything else10%

By hazard

What Albion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 48% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Albion flood?

Every paid claim on a federal flood insurance policy in Albion, from FEMA’s records.

2paid claims since 1980

$15Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Albion isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Erie County.

Disasters that hit Albion

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Albion itself: aid to households, or repair grants to the Borough of Albion.

Brought FEMA money into AlbionDeclared for Erie County only

2004

Severe Storms and Flooding Associated With Tropical Depression Frances

7 households applied for aid $37K aid approved

Erie County has had 9 natural disasters declared since 1953, most often hurricanes and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Albion covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Albion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Borough of Albion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Albion total about $281K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.