Natural hazards · White

White, OR natural hazards

Most of the natural-hazard damage FEMA expects in White comes from earthquakes, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is White?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in White to be higher than in 39% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes43%Inland flooding37%Heat waves16%Everything else4%

By hazard

What White faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

43% of expected damage

Well above average · higher than 84% of U.S. places

Inland flooding

37% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once every 2 years in the area

Heat waves

16% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 8 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesLandslidesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does White flood?

FEMA's records show no paid flood insurance claims in White.

of homes in flood zones
are insured

of all homes
are insured

No community discount. White isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit White

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in White itself: aid to households, or repair grants to White.

Brought FEMA money into WhiteDeclared for Jackson County only

2020

Wildfires and Straight-Line Winds

25 households applied for aid

Jackson County has had 17 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. White covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to White’s own flood-insurance community; household aid to the registrant’s city; repair grants to White. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across White total about $966K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.