Natural hazards · Wallowa

Wallowa, OR natural hazards

Most of the natural-hazard damage FEMA expects in Wallowa comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2010.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Wallowa?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Wallowa to be higher than in 81% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding39%Avalanches37%Wildfire15%Everything else9%

By hazard

What Wallowa faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 2 years in the area

Avalanches

37% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 15 years in the area

Wildfire

15% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Wallowa flood?

Every paid claim on a federal flood insurance policy in Wallowa, from FEMA’s records.

2paid claims since 2010

$2Kpaid to owners

0homes flooded more than once

20102026

of all homes
are insured

No community discount. Wallowa isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wallowa County.

Disasters that hit Wallowa

Federal disasters declared here

None of the disasters declared for Wallowa County shows FEMA aid or repair money reaching Wallowa itself in FEMA’s records.

Brought FEMA money into WallowaDeclared for Wallowa County only

Wallowa County has had 9 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Wallowa is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Wallowa’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Wallowa. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.