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Natural hazards · Waldport

Waldport, OR natural hazards

Most of the natural-hazard damage FEMA expects in Waldport comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 16 claims here since 1981. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Waldport?

90
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waldport to be higher than in 90% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes46%Inland flooding37%Tsunamis12%Everything else5%
By hazard

What Waldport faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

46% of expected damage
Well above average · higher than 93% of U.S. places

Inland flooding

37% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 2 years in the area

Tsunamis

12% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

HurricanesDrought
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Waldport flood?

Every paid claim on a federal flood insurance policy in Waldport, from FEMA’s records.

16paid claims since 1981
$84Kpaid to owners
2homes flooded more than once
19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Waldport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Lincoln County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Waldport

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Waldport itself: aid to households, or repair grants to the City of Waldport.

Brought FEMA money into WaldportDeclared for Lincoln County only
2020

Wildfires and Straight-Line Winds

14 households applied for aid $3K aid approved
2015

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$37K to the City of Waldport for repairs
2007

Severe Storms, Flooding, Landslides, and Mudslides

$15K to the City of Waldport for repairs
2005

Severe Storms, Flooding, Landslides, and Mudslides

$12K to the City of Waldport for repairs
Lincoln County has had 20 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waldport is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Waldport’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Waldport. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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