Natural hazards · Vale

Vale, OR natural hazards

Most of the natural-hazard damage FEMA expects in Vale comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1978.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Vale?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Vale to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding70%Wildfire13%Earthquakes5%Everything else11%

By hazard

What Vale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

70% of expected damage

Above average · higher than 66% of U.S. places

Recorded about once a year in the area

Wildfire

13% of expected damage

Well above average · higher than 96% of U.S. places

Earthquakes

5% of expected damage

Above average · higher than 65% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Vale flood?

Every paid claim on a federal flood insurance policy in Vale, from FEMA’s records.

7paid claims since 1978

$13Kpaid to owners

0homes flooded more than once

19782026

of all homes
are insured

No community discount. Vale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Malheur County.

Disasters that hit Vale

Federal disasters declared here

None of the disasters declared for Malheur County shows FEMA aid or repair money reaching Vale itself in FEMA’s records.

Brought FEMA money into ValeDeclared for Malheur County only

Malheur County has had 5 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Vale is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Vale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Vale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.