Natural hazards · Unity

Unity, OR natural hazards

Most of the natural-hazard damage FEMA expects in Unity comes from wildfires, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Unity?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Unity to be higher than in 75% of U.S. communities, mostly from wildfires and avalanches.

Wildfire44%Avalanches31%Inland flooding22%Everything else4%

By hazard

What Unity faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

44% of expected damage

Well above average · among the top 1% of U.S. places

Avalanches

31% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 15 years in the area

Inland flooding

22% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Unity flood?

FEMA's records show no paid flood insurance claims in Unity.

of all homes
are insured

No community discount. Unity isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Baker County.

Disasters that hit Unity

Federal disasters declared here

None of the disasters declared for Baker County shows FEMA aid or repair money reaching Unity itself in FEMA’s records.

Brought FEMA money into UnityDeclared for Baker County only

Baker County has had 10 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Unity is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Unity’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Unity. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.