Natural hazards · Umatilla

Umatilla, OR natural hazards

Most of the natural-hazard damage FEMA expects in Umatilla comes from inland flooding, and overall the risk is high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Umatilla?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Umatilla to be higher than in 62% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding59%Cold waves19%Earthquakes7%Everything else15%

By hazard

What Umatilla faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 2 years in the area

Cold waves

19% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

7% of expected damage

Well above average · higher than 77% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Umatilla flood?

FEMA's records show no paid flood insurance claims in Umatilla.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Umatilla isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Umatilla County.

What’s been done with FEMA grants

2homes raised above flood level

Disasters that hit Umatilla

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Umatilla itself: aid to households, or repair grants to the City of Umatilla.

Brought FEMA money into UmatillaDeclared for Umatilla County only

2020

Severe Storms, Flooding, Landslides, and Mudslides

3 households applied for aid $196K to the City of Umatilla for repairs

2019

Severe Storms, Flooding, Landslides, and Mudslides

$6.3M to the City of Umatilla for repairs

Umatilla County has had 13 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Umatilla is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Umatilla’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Umatilla. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

Umatilla, OR natural hazards

How exposed is Umatilla?

What Umatilla faces

Inland flooding

Cold waves

Earthquakes

Lower here

Not a risk here

Does Umatilla flood?

What’s been done with FEMA grants

2 federal disasters brought FEMA money here

Severe Storms, Flooding, Landslides, and Mudslides

Severe Storms, Flooding, Landslides, and Mudslides

How to read this page

Where to, neighbor?

Matches

Nearby