Natural hazards · Trail

Trail, OR natural hazards

Most of the natural-hazard damage FEMA expects in Trail comes from wildfires, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Trail?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Trail to be higher than in 90% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire55%Inland flooding37%Everything else8%

By hazard

What Trail faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

55% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

37% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Trail flood?

FEMA's records show no paid flood insurance claims in Trail.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Trail isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Trail

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Trail itself: aid to households, or repair grants to Trail.

Brought FEMA money into TrailDeclared for Jackson County only

2020

Wildfires and Straight-Line Winds

17 households applied for aid $33K aid approved

Jackson County has had 17 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Trail is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Trail’s own flood-insurance community; household aid to the registrant’s city; repair grants to Trail. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.