Natural hazards · Tillamook

Tillamook, OR natural hazards

Most of the natural-hazard damage FEMA expects in Tillamook comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 182 claims here since 1980. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Tillamook?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Tillamook to be higher than in 81% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes75%Inland flooding22%Everything else3%
By hazard

What Tillamook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

75% of expected damage
Well above average · higher than 95% of U.S. places

Inland flooding

22% of expected damage
Below average · higher than 47% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtTsunamisVolcanic activity

Not a risk here

HurricanesAvalanches
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Tillamook flood?

Every paid claim on a federal flood insurance policy in Tillamook, from FEMA’s records.

182paid claims since 1980
$8.2Mpaid to owners
25homes flooded more than once
19802026

Biggest named events

  • Winter storm: 19 claims, $562K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (12) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
🏷️ 05% off flood insurance. Tillamook is in FEMA’s Community Rating System (class 9) for its flood-proofing work.
Insurance rates: Tillamook County.

What’s been done with FEMA grants

36homes raised above flood level
6flood-prone properties bought out and cleared
Disasters that hit Tillamook

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Tillamook itself: aid to households, or repair grants to the City of Tillamook.

Brought FEMA money into TillamookDeclared for Tillamook County only
2015

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$16K to the City of Tillamook for repairs
2011

Severe Winter Storm, Flooding, Mudslides, Landslides, and Debris Flows

$10K to the City of Tillamook for repairs
2007

Severe Storms, Flooding, Landslides, and Mudslides

157 households applied for aid $205K aid approved $49K to the City of Tillamook for repairs
2006

Severe Winter Storm and Flooding

$18K to the City of Tillamook for repairs
2006

Severe Storms, Flooding, Landslides, and Mudslides

$11K to the City of Tillamook for repairs
Tillamook County has had 21 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Tillamook covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Tillamook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Tillamook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Tillamook total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01