Natural hazards · Stafford

Stafford, OR natural hazards

Most of the natural-hazard damage FEMA expects in Stafford comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 1996.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stafford?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stafford to be higher than in 53% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding49%Earthquakes34%Cold waves9%Everything else8%

By hazard

What Stafford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 55% of U.S. places

Recorded about once a year in the area

Earthquakes

34% of expected damage

Well above average · higher than 85% of U.S. places

Cold waves

9% of expected damage

Below average · higher than 26% of U.S. places

Recorded about once every 4 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stafford flood?

Every paid claim on a federal flood insurance policy in Stafford, from FEMA’s records.

3paid claims since 1996

$92Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stafford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Clackamas County.

Disasters that hit Stafford

Federal disasters declared here

None of the disasters declared for Clackamas County shows FEMA aid or repair money reaching Stafford itself in FEMA’s records.

Brought FEMA money into StaffordDeclared for Clackamas County only

Clackamas County has had 18 natural disasters declared since 1953, most often severe storms and floods.

Around Stafford

Stafford and the towns around it

Very lowLowModerateHighVery high

Lake Oswegomostly earthquakesHigh

West Linnmostly earthquakesModerate

Tualatinmostly earthquakesModerate

Staffordmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stafford covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Stafford’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to Stafford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Stafford total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.