Natural hazards · St. Paul

St. Paul, OR natural hazards

Most of the natural-hazard damage FEMA expects in St. Paul comes from earthquakes, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is St. Paul?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in St. Paul to be higher than in 70% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes77%Inland flooding17%Everything else6%

By hazard

What St. Paul faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

77% of expected damage

Well above average · higher than 93% of U.S. places

Inland flooding

17% of expected damage

Well below average · higher than 10% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does St. Paul flood?

FEMA's records show no paid flood insurance claims in St. Paul.

of homes in flood zones
are insured

of all homes
are insured

No community discount. St. Paul isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit St. Paul

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in St. Paul itself: aid to households, or repair grants to the City of St. Paul.

Brought FEMA money into St. PaulDeclared for Marion County only

2020

Wildfires and Straight-Line Winds

3 households applied for aid

Marion County has had 12 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. St. Paul is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to St. Paul’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of St. Paul. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.