Natural hazards · Silver Lake

Silver Lake, OR natural hazards

Most of the natural-hazard damage FEMA expects in Silver Lake comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Silver Lake?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silver Lake to be higher than in 76% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding67%Wildfire20%Earthquakes9%Everything else4%

By hazard

What Silver Lake faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 6 years in the area

Wildfire

20% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

9% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Silver Lake flood?

FEMA's records show no paid flood insurance claims in Silver Lake.

of all homes
are insured

No community discount. Silver Lake isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lake County.

Disasters that hit Silver Lake

Federal disasters declared here

None of the disasters declared for Lake County shows FEMA aid or repair money reaching Silver Lake itself in FEMA’s records.

Brought FEMA money into Silver LakeDeclared for Lake County only

Lake County has had 10 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silver Lake is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Silver Lake’s own flood-insurance community; household aid to the registrant’s city; repair grants to Silver Lake. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.