Natural hazards · Rose Lodge

Rose Lodge, OR natural hazards

Most of the natural-hazard damage FEMA expects in Rose Lodge comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rose Lodge?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rose Lodge to be higher than in 97% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding75%Earthquakes20%Everything else5%

By hazard

What Rose Lodge faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

75% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

20% of expected damage

Well above average · higher than 88% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningAvalanchesTsunamisVolcanic activity

Not a risk here

HurricanesDrought

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rose Lodge flood?

FEMA's records show no paid flood insurance claims in Rose Lodge.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rose Lodge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Rose Lodge

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Rose Lodge itself: aid to households, or repair grants to Rose Lodge.

Brought FEMA money into Rose LodgeDeclared for Lincoln County only

2020

Wildfires and Straight-Line Winds

1 household applied for aid

Lincoln County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rose Lodge is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rose Lodge’s own flood-insurance community; household aid to the registrant’s city; repair grants to Rose Lodge. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.