Natural hazards · Rogue River

Rogue River, OR natural hazards

Most of the natural-hazard damage FEMA expects in Rogue River comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 5 claims here since 2005. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rogue River?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rogue River to be higher than in 96% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding55%Wildfire26%Earthquakes16%Everything else3%

By hazard

What Rogue River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 2 years in the area

Wildfire

26% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

16% of expected damage

Well above average · higher than 85% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rogue River flood?

Every paid claim on a federal flood insurance policy in Rogue River, from FEMA’s records.

5paid claims since 2005

$78Kpaid to owners

2homes flooded more than once

20052026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rogue River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Rogue River

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rogue River itself: aid to households, or repair grants to the City of Rogue River.

Brought FEMA money into Rogue RiverDeclared for Jackson County only

2020

Wildfires and Straight-Line Winds

14 households applied for aid $500 aid approved

2005

Severe Storms, Flooding, Landslides, and Mudslides

$23K to the City of Rogue River for repairs

Jackson County has had 17 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rogue River is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rogue River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Rogue River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.