Natural hazards · Prospect

Prospect, OR natural hazards

Most of the natural-hazard damage FEMA expects in Prospect comes from wildfires, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Prospect?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Prospect to be higher than in 97% of U.S. communities, mostly from wildfires and inland flooding.

Wildfire73%Inland flooding20%Everything else7%

By hazard

What Prospect faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Wildfire

73% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

20% of expected damage

Above average · higher than 68% of U.S. places

Recorded about once every 2 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Prospect flood?

FEMA's records show no paid flood insurance claims in Prospect.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Prospect isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Prospect

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Prospect itself: aid to households, or repair grants to Prospect.

Brought FEMA money into ProspectDeclared for Jackson County only

2020

Wildfires and Straight-Line Winds

5 households applied for aid

Jackson County has had 17 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Prospect is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Prospect’s own flood-insurance community; household aid to the registrant’s city; repair grants to Prospect. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.