Natural hazards · Oceanside

Oceanside, OR natural hazards

Most of the natural-hazard damage FEMA expects in Oceanside comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oceanside?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oceanside to be higher than in 86% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding45%Earthquakes39%Tsunamis9%Coastal flooding6%Everything else2%

By hazard

What Oceanside faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once a year in the area

Earthquakes

39% of expected damage

Well above average · higher than 91% of U.S. places

Tsunamis

9% of expected damage

Well above average · among the top 1% of U.S. places

Coastal flooding

6% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Hurricanes

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oceanside flood?

FEMA's records show no paid flood insurance claims in Oceanside.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oceanside isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tillamook County.

Disasters that hit Oceanside

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Oceanside itself: aid to households, or repair grants to Oceanside.

Brought FEMA money into OceansideDeclared for Tillamook County only

2007

Severe Storms, Flooding, Landslides, and Mudslides

6 households applied for aid

Tillamook County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oceanside is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Oceanside’s own flood-insurance community; household aid to the registrant’s city; repair grants to Oceanside. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.