Natural hazards · North Bend

North Bend, OR natural hazards

Most of the natural-hazard damage FEMA expects in North Bend comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 1982. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Bend?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Bend to be higher than in 89% of U.S. communities, mostly from earthquakes.

Earthquakes86%Inland flooding11%Everything else3%

By hazard

What North Bend faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

86% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

11% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesCold wavesDroughtAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Bend flood?

Every paid claim on a federal flood insurance policy in North Bend, from FEMA’s records.

4paid claims since 1982

$30Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Bend isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coos County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared

Disasters that hit North Bend

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Bend itself: aid to households, or repair grants to the City of North Bend.

Brought FEMA money into North BendDeclared for Coos County only

2020

Wildfires and Straight-Line Winds

1 household applied for aid

2002

Severe Winter Storm With High Winds

$2K to the City of North Bend for repairs

Coos County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Bend covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to North Bend’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of North Bend. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across North Bend total about $12.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.