Natural hazards · McMinnville

McMinnville, OR natural hazards

Most of the natural-hazard damage FEMA expects in McMinnville comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 2 claims here since 1991. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McMinnville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McMinnville to be higher than in 68% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes69%Inland flooding22%Heat waves6%Everything else3%

By hazard

What McMinnville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

69% of expected damage

Well above average · higher than 91% of U.S. places

Inland flooding

22% of expected damage

Below average · higher than 40% of U.S. places

Recorded about once every 5 years in the area

Heat waves

6% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 7 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McMinnville flood?

Every paid claim on a federal flood insurance policy in McMinnville, from FEMA’s records.

2paid claims since 1991

$17Kpaid to owners

0homes flooded more than once

19912026

of homes in flood zones
are insured

of all homes
are insured

No community discount. McMinnville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Yamhill County.

Disasters that hit McMinnville

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in McMinnville itself: aid to households, or repair grants to the City of McMinnville.

Brought FEMA money into McMinnvilleDeclared for Yamhill County only

2021

Severe Winter Storm

$212K to the City of McMinnville for repairs

2008

Severe Winter Storm, Record and Near Record Snow

$41K to the City of McMinnville for repairs

2007

Severe Storms, Flooding, Landslides, and Mudslides

4 households applied for aid $10K aid approved $71K to the City of McMinnville for repairs

2006

Severe Winter Storm and Flooding

$30K to the City of McMinnville for repairs

Yamhill County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McMinnville covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to McMinnville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of McMinnville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across McMinnville total about $12.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.