Natural hazards · McKay

McKay, OR natural hazards

Most of the natural-hazard damage FEMA expects in McKay comes from inland flooding, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McKay?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McKay to be higher than in 87% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding52%Wildfire33%Cold waves7%Everything else8%

By hazard

What McKay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once every 2 years in the area

Wildfire

33% of expected damage

Well above average · among the top 1% of U.S. places

Cold waves

7% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McKay flood?

FEMA's records show no paid flood insurance claims in McKay.

of homes in flood zones
are insured

of all homes
are insured

No community discount. McKay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Umatilla County.

Disasters that hit McKay

Federal disasters declared here

None of the disasters declared for Umatilla County shows FEMA aid or repair money reaching McKay itself in FEMA’s records.

Brought FEMA money into McKayDeclared for Umatilla County only

Umatilla County has had 13 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McKay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to McKay’s own flood-insurance community; household aid to the registrant’s city; repair grants to McKay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.