Natural hazards · Junction

Junction, OR natural hazards

Most of the natural-hazard damage FEMA expects in Junction comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 1996. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Junction?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Junction to be higher than in 82% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes63%Inland flooding35%Everything else2%

By hazard

What Junction faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

63% of expected damage

Well above average · higher than 93% of U.S. places

Inland flooding

35% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Junction flood?

Every paid claim on a federal flood insurance policy in Junction, from FEMA’s records.

1paid claims since 1996

$1Kpaid to owners

0homes flooded more than once

19962026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Junction isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lane County.

Disasters that hit Junction

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Junction itself: aid to households, or repair grants to the City of Junction.

Brought FEMA money into JunctionDeclared for Lane County only

2020

Wildfires and Straight-Line Winds

14 households applied for aid $500 aid approved

Lane County has had 20 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Junction is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Junction’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Junction. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.