Natural hazards · Jefferson

Jefferson, OR natural hazards

Most of the natural-hazard damage FEMA expects in Jefferson comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jefferson?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jefferson to be higher than in 76% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes79%Inland flooding17%Everything else4%

By hazard

What Jefferson faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

79% of expected damage

Well above average · higher than 94% of U.S. places

Inland flooding

17% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jefferson flood?

Every paid claim on a federal flood insurance policy in Jefferson, from FEMA’s records.

4paid claims since 1979

$44Kpaid to owners

0homes flooded more than once

19792026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jefferson isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Marion County.

Disasters that hit Jefferson

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Jefferson itself: aid to households, or repair grants to the City of Jefferson.

Brought FEMA money into JeffersonDeclared for Marion County only

2020

Wildfires and Straight-Line Winds

11 households applied for aid

Marion County has had 12 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jefferson is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jefferson’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jefferson. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.