Natural hazards · Jacksonville

Jacksonville, OR natural hazards

Most of the natural-hazard damage FEMA expects in Jacksonville comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2002. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Jacksonville?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jacksonville to be higher than in 67% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding42%Wildfire40%Earthquakes12%Everything else6%

By hazard

What Jacksonville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 2 years in the area

Wildfire

40% of expected damage

Well above average · higher than 98% of U.S. places

Earthquakes

12% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesDroughtTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Jacksonville flood?

Every paid claim on a federal flood insurance policy in Jacksonville, from FEMA’s records.

3paid claims since 2002

$6Kpaid to owners

1homes flooded more than once

20022026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Jacksonville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Jackson County.

Disasters that hit Jacksonville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Jacksonville itself: aid to households, or repair grants to the City of Jacksonville.

Brought FEMA money into JacksonvilleDeclared for Jackson County only

2020

Wildfires and Straight-Line Winds

66 households applied for aid $7K aid approved

Jackson County has had 17 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jacksonville is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Jacksonville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Jacksonville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.