Natural hazards · Hood River

Hood River, OR natural hazards

Most of the natural-hazard damage FEMA expects in Hood River comes from inland flooding, and overall the risk is low for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Hood River?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hood River to be higher than in 27% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding36%Earthquakes29%Ice storms10%Cold waves8%Strong wind5%Everything else12%

By hazard

What Hood River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

36% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 7 years in the area

Earthquakes

29% of expected damage

Well above average · higher than 82% of U.S. places

Ice storms

10% of expected damage

Below average · higher than 49% of U.S. places

Recorded about once a year in the area

Cold waves

8% of expected damage

Well below average · higher than 21% of U.S. places

Recorded about once every 6 years in the area

Strong wind

5% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 11 years in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireLandslidesLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Hood River flood?

FEMA's records show no paid flood insurance claims in Hood River.

of all homes
are insured

No community discount. Hood River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hood River County.

Disasters that hit Hood River

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hood River itself: aid to households, or repair grants to the City of Hood River.

Brought FEMA money into Hood RiverDeclared for Hood River County only

2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$90K to the City of Hood River for repairs

2008

Severe Winter Storm, Record and Near Record Snow

$24K to the City of Hood River for repairs

2003

Severe Winter Storms

$7K to the City of Hood River for repairs

Hood River County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hood River covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Hood River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hood River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hood River total about $2.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.