Natural hazards · Hermiston

Hermiston, OR natural hazards

Most of the natural-hazard damage FEMA expects in Hermiston comes from cold waves, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2016. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hermiston?

5
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hermiston to be higher than in 5% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves35%Inland flooding29%Earthquakes12%Heat waves7%Wildfire6%Everything else12%
By hazard

What Hermiston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

35% of expected damage
Above average · higher than 63% of U.S. places
Recorded about once every 2 years in the area

Inland flooding

29% of expected damage
Well below average · higher than 7% of U.S. places
Recorded about once every 2 years in the area

Earthquakes

12% of expected damage
Well above average · higher than 77% of U.S. places

Heat waves

7% of expected damage
Well above average · higher than 81% of U.S. places
Recorded about 8 times a year in the area

Wildfire

6% of expected damage
Well above average · higher than 93% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hermiston flood?

Every paid claim on a federal flood insurance policy in Hermiston, from FEMA’s records.

1paid claims since 2016
$25Kpaid to owners
0homes flooded more than once
20162026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hermiston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Umatilla County.
Disasters that hit Hermiston

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hermiston itself: aid to households, or repair grants to the City of Hermiston.

Brought FEMA money into HermistonDeclared for Umatilla County only
2020

Severe Storms, Flooding, Landslides, and Mudslides

4 households applied for aid $181 aid approved $349K to the City of Hermiston for repairs
2019

Severe Storms, Flooding, Landslides, and Mudslides

$29K to the City of Hermiston for repairs
Umatilla County has had 13 natural disasters declared since 1953, most often fires and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hermiston covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Hermiston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hermiston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hermiston total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01