Natural hazards · Heppner

Heppner, OR natural hazards

Most of the natural-hazard damage FEMA expects in Heppner comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2012.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Heppner?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Heppner to be higher than in 82% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding49%Wildfire36%Everything else15%

By hazard

What Heppner faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 4 years in the area

Wildfire

36% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtAvalanchesVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Heppner flood?

Every paid claim on a federal flood insurance policy in Heppner, from FEMA’s records.

1paid claims since 2012

$2Kpaid to owners

0homes flooded more than once

20122026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Heppner is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Morrow County.

Disasters that hit Heppner

Federal disasters declared here

None of the disasters declared for Morrow County shows FEMA aid or repair money reaching Heppner itself in FEMA’s records.

Brought FEMA money into HeppnerDeclared for Morrow County only

Morrow County has had 8 natural disasters declared since 1953, most often floods and fires.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Heppner covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Heppner’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Heppner. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Heppner total about $4.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.