Natural hazards · Garibaldi

Garibaldi, OR natural hazards

Most of the natural-hazard damage FEMA expects in Garibaldi comes from tsunamis, and overall the risk is very high for a U.S. community. Flood insurance has paid 2 claims here since 2004. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Garibaldi?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Garibaldi to be higher than in 91% of U.S. communities, mostly from tsunamis and earthquakes.

Tsunamis57%Earthquakes24%Inland flooding17%Everything else1%

By hazard

What Garibaldi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tsunamis

57% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

24% of expected damage

Well above average · higher than 93% of U.S. places

Inland flooding

17% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

HurricanesDrought

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Garibaldi flood?

Every paid claim on a federal flood insurance policy in Garibaldi, from FEMA’s records.

2paid claims since 2004

$28Kpaid to owners

0homes flooded more than once

20042026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Garibaldi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Tillamook County.

Disasters that hit Garibaldi

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Garibaldi itself: aid to households, or repair grants to the City of Garibaldi.

Brought FEMA money into GaribaldiDeclared for Tillamook County only

2015

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$205K to the City of Garibaldi for repairs

2007

Severe Storms, Flooding, Landslides, and Mudslides

33 households applied for aid $24K aid approved $21K to the City of Garibaldi for repairs

2006

Severe Winter Storm and Flooding

$9K to the City of Garibaldi for repairs

Tillamook County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Garibaldi is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Garibaldi’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Garibaldi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.