Natural hazards · Fair Oaks

Fair Oaks, OR natural hazards

Most of the natural-hazard damage FEMA expects in Fair Oaks comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fair Oaks?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fair Oaks to be higher than in 60% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding55%Earthquakes23%Avalanches16%Everything else6%

By hazard

What Fair Oaks faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 73% of U.S. places

Recorded about once a year in the area

Earthquakes

23% of expected damage

Well above average · higher than 83% of U.S. places

Avalanches

16% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 30 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fair Oaks flood?

FEMA's records show no paid flood insurance claims in Fair Oaks.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fair Oaks isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Douglas County.

Disasters that hit Fair Oaks

Federal disasters declared here

None of the disasters declared for Douglas County shows FEMA aid or repair money reaching Fair Oaks itself in FEMA’s records.

Brought FEMA money into Fair OaksDeclared for Douglas County only

Douglas County has had 23 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fair Oaks is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fair Oaks’s own flood-insurance community; household aid to the registrant’s city; repair grants to Fair Oaks. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.