Natural hazards · Eugene

Eugene, OR natural hazards

Most of the natural-hazard damage FEMA expects in Eugene comes from earthquakes, and overall the risk is high for a U.S. community. Flood insurance has paid 10 claims here since 1980. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Eugene?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eugene to be higher than in 60% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes54%Inland flooding42%Everything else5%

By hazard

What Eugene faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

54% of expected damage

Well above average · higher than 87% of U.S. places

Inland flooding

42% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Eugene flood?

Every paid claim on a federal flood insurance policy in Eugene, from FEMA’s records.

10paid claims since 1980

$111Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Eugene is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Lane County.

Disasters that hit Eugene

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eugene itself: aid to households, or repair grants to the City of Eugene.

Brought FEMA money into EugeneDeclared for Lane County only

2024

Severe Winter Storms, Straight-Line Winds, Landslides, and Mudslides

$989K to the City of Eugene for repairs

2020

Wildfires and Straight-Line Winds

509 households applied for aid $70K aid approved $24K to the City of Eugene for repairs

2019

Severe Winter Storms, Flooding, Landslides, and Mudslides

$431K to the City of Eugene for repairs

2016

Severe Winter Storm and Flooding

$1.7M to the City of Eugene for repairs

2014

Severe Winter Storm

$499K to the City of Eugene for repairs

2003

Severe Winter Storms

$37K to the City of Eugene for repairs

2002

Severe Winter Storm With High Winds

$216K to the City of Eugene for repairs

Lane County has had 20 natural disasters declared since 1953, most often severe storms and floods.

Around Eugene

Eugene and the towns around it

Very lowLowModerateHighVery high

River Roadmostly inland floodingVery high

Springfieldmostly earthquakesVery high

Santa Claramostly inland floodingHigh

Eugenemostly earthquakesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eugene covers 36 census tracts, combined by population.

Money that reached townFlood claims are matched to Eugene’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eugene. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Eugene total about $68.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.