Natural hazards · Echo

Echo, OR natural hazards

Most of the natural-hazard damage FEMA expects in Echo comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2020. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Echo?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Echo to be higher than in 32% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves25%Earthquakes11%Heat waves5%Everything else16%

By hazard

What Echo faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 2 years in the area

Cold waves

25% of expected damage

Above average · higher than 63% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

11% of expected damage

Well above average · higher than 78% of U.S. places

Heat waves

5% of expected damage

Well above average · higher than 81% of U.S. places

Recorded about 8 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Echo flood?

Every paid claim on a federal flood insurance policy in Echo, from FEMA’s records.

1paid claims since 2020

$12Kpaid to owners

0homes flooded more than once

20202026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Echo isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Umatilla County.

Disasters that hit Echo

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Echo itself: aid to households, or repair grants to the City of Echo.

Brought FEMA money into EchoDeclared for Umatilla County only

2020

Severe Storms, Flooding, Landslides, and Mudslides

9 households applied for aid $21K aid approved

Umatilla County has had 13 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Echo is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Echo’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Echo. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.