Eagle Point’s biggest natural hazard is inland flooding
Most of the natural-hazard damage FEMA expects in Eagle Point comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 28 claims here since 1995. 2 federal disasters brought FEMA money into town.
What stands out about Eagle Point’s weather risks
Read from FEMA’s records below. The page puts what stands out first.
Does Eagle Point flood? Sometimes: 28 flood claims since 1995
Every paid claim on a federal flood insurance policy in Eagle Point, from FEMA’s records.
Eagle Point isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jackson County.2 federal disasters brought FEMA money to Eagle Point
Disasters that paid out in Eagle Point itself (aid to households or repair grants to the City of Eagle Point) and its biggest flood years.
- 2020Wildfires and Straight-Line Winds141 households applied for aid$408K aid approved
- 2005Severe Storms, Flooding, Landslides, and Mudslides$47K to the City of Eagle Point for repairs
- 199721 flood claims paidThe most in any one year on record
Jackson County has had 17 natural disasters declared since 1953, most often fires and floods.
Old photos of Eagle Point after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Eagle Point archive →How exposed is Eagle Point?
FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 44% of U.S. communities, mostly from inland flooding and earthquakes.
Calmer than 384 of the 425 Oregon towns we cover.
Eagle Point covers 2 census tracts, combined by population.
What Eagle Point faces
Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.
Inland flooding
Earthquakes
Heat waves
Wildfire
Get ready for what Eagle Point actually faces
A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Know the nearest cooling center or air-conditioned library.
- Drink water before you feel thirsty.
- Check on neighbors who live alone.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Most disasters here begin in July–September
The month each of Jackson County’s 17 declared disasters began, since 1953.
What these numbers can and can’t tell you
- An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
- Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
- Money that reached town. Flood claims are matched to Eagle Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Eagle Point.
- It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Eagle Point, expected losses total about $3.0M a year, counting buildings, people and crops.
Storm stories
Memories, warnings and help from neighbors in Eagle Point.
Your answer becomes a post in Town Square.
Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.