Natural hazards · Cove

Cove, OR natural hazards

Most of the natural-hazard damage FEMA expects in Cove comes from avalanches, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cove?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cove to be higher than in 52% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches34%Inland flooding31%Cold waves21%Earthquakes8%Everything else7%

By hazard

What Cove faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

34% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 15 years in the area

Inland flooding

31% of expected damage

Above average · higher than 69% of U.S. places

Recorded about once every 3 years in the area

Cold waves

21% of expected damage

Above average · higher than 61% of U.S. places

Recorded about once every 3 years in the area

Earthquakes

8% of expected damage

Well above average · higher than 79% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cove flood?

FEMA's records show no paid flood insurance claims in Cove.

of all homes
are insured

No community discount. Cove isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Union County.

Disasters that hit Cove

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Cove itself: aid to households, or repair grants to the City of Cove.

Brought FEMA money into CoveDeclared for Union County only

2020

Severe Storms, Flooding, Landslides, and Mudslides

$17K to the City of Cove for repairs

Union County has had 8 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cove is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cove’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cove. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.