Natural hazards · Coos Bay

Coos Bay, OR natural hazards

Most of the natural-hazard damage FEMA expects in Coos Bay comes from earthquakes, and overall the risk is very high for a U.S. community. Flood insurance has paid 45 claims here since 1978. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Coos Bay?

89
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Coos Bay to be higher than in 89% of U.S. communities, mostly from earthquakes and inland flooding.

Earthquakes76%Inland flooding16%Coastal flooding7%Everything else2%
By hazard

What Coos Bay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Earthquakes

76% of expected damage
Well above average · higher than 98% of U.S. places

Inland flooding

16% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 2 times a year in the area

Coastal flooding

7% of expected damage
Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningTsunamis

Not a risk here

HurricanesCold wavesDroughtAvalanchesVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Coos Bay flood?

Every paid claim on a federal flood insurance policy in Coos Bay, from FEMA’s records.

45paid claims since 1978
$1.4Mpaid to owners
7homes flooded more than once
19782026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Coos Bay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Coos County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared
4homes raised above flood level
Disasters that hit Coos Bay

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Coos Bay itself: aid to households, or repair grants to the City of Coos Bay.

Brought FEMA money into Coos BayDeclared for Coos County only
2025

Severe Storms, Flooding, Landslides, and Mudslides

$93K to the City of Coos Bay for repairs
2015

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$353K to the City of Coos Bay for repairs
2012

Severe Winter Storm, Flooding, Landslides, and Mudslides

$31K to the City of Coos Bay for repairs
2011

Tsunami Wave Surge

$2K to the City of Coos Bay for repairs
2005

Severe Storms, Flooding, Landslides, and Mudslides

$221K to the City of Coos Bay for repairs
Coos County has had 17 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Coos Bay covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Coos Bay’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Coos Bay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Coos Bay total about $18.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01