Natural hazards · Chiloquin

Chiloquin, OR natural hazards

Most of the natural-hazard damage FEMA expects in Chiloquin comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chiloquin?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chiloquin to be higher than in 86% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding62%Avalanches17%Wildfire8%Earthquakes7%Everything else5%

By hazard

What Chiloquin faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 3 years in the area

Avalanches

17% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 30 years in the area

Wildfire

8% of expected damage

Well above average · higher than 97% of U.S. places

Earthquakes

7% of expected damage

Well above average · higher than 80% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chiloquin flood?

FEMA's records show no paid flood insurance claims in Chiloquin.

of all homes
are insured

No community discount. Chiloquin isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Klamath County.

Disasters that hit Chiloquin

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Chiloquin itself: aid to households, or repair grants to the City of Chiloquin.

Brought FEMA money into ChiloquinDeclared for Klamath County only

2020

Wildfires and Straight-Line Winds

35 households applied for aid $77K aid approved $146K to the City of Chiloquin for repairs

Klamath County has had 15 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chiloquin is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chiloquin’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Chiloquin. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.