Natural hazards · Chemult

Chemult, OR natural hazards

Most of the natural-hazard damage FEMA expects in Chemult comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Chemult?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Chemult to be higher than in 47% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding56%Avalanches24%Cold waves6%Earthquakes6%Everything else9%

By hazard

What Chemult faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

56% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 3 years in the area

Avalanches

24% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 30 years in the area

Cold waves

6% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 9 years in the area

Earthquakes

6% of expected damage

Above average · higher than 72% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Chemult flood?

FEMA's records show no paid flood insurance claims in Chemult.

of all homes
are insured

No community discount. Chemult isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Klamath County.

Disasters that hit Chemult

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Chemult itself: aid to households, or repair grants to Chemult.

Brought FEMA money into ChemultDeclared for Klamath County only

2020

Wildfires and Straight-Line Winds

4 households applied for aid

Klamath County has had 15 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Chemult is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Chemult’s own flood-insurance community; household aid to the registrant’s city; repair grants to Chemult. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.