Natural hazards · Central Point

Central Point, OR natural hazards

Most of the natural-hazard damage FEMA expects in Central Point comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 28 claims here since 1983. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Central Point?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Central Point to be higher than in 64% of U.S. communities, mostly from inland flooding and earthquakes.

Inland flooding62%Earthquakes28%Heat waves8%Everything else3%

By hazard

What Central Point faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 2 years in the area

Earthquakes

28% of expected damage

Well above average · higher than 83% of U.S. places

Heat waves

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about 8 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherWildfireLandslidesStrong windLightningVolcanic activity

Not a risk here

Coastal floodingHurricanesCold wavesDroughtAvalanchesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Central Point flood?

Every paid claim on a federal flood insurance policy in Central Point, from FEMA’s records.

28paid claims since 1983

$150Kpaid to owners

1homes flooded more than once

19832026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

🏷️ 20% off flood insurance. Central Point is in FEMA’s Community Rating System (class 6) for its flood-proofing work.

Insurance rates: Jackson County.

Disasters that hit Central Point

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Central Point itself: aid to households, or repair grants to the City of Central Point.

Brought FEMA money into Central PointDeclared for Jackson County only

2020

Wildfires and Straight-Line Winds

91 households applied for aid $23K aid approved $619K to the City of Central Point for repairs

Jackson County has had 17 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Central Point covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Central Point’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Central Point. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Central Point total about $4.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.