Natural hazards · Cave Junction

Cave Junction, OR natural hazards

Most of the natural-hazard damage FEMA expects in Cave Junction comes from inland flooding, and overall the risk is very high for a U.S. community. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cave Junction?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cave Junction to be higher than in 96% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding38%Wildfire31%Earthquakes28%Everything else3%

By hazard

What Cave Junction faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about once every 2 years in the area

Wildfire

31% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

28% of expected damage

Well above average · higher than 90% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingHurricanesCold wavesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cave Junction flood?

FEMA's records show no paid flood insurance claims in Cave Junction.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cave Junction isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Josephine County.

Disasters that hit Cave Junction

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cave Junction itself: aid to households, or repair grants to the City of Cave Junction.

Brought FEMA money into Cave JunctionDeclared for Josephine County only

2020

Wildfires and Straight-Line Winds

1 household applied for aid $500 aid approved

2005

Severe Storms, Flooding, Landslides, and Mudslides

$2K to the City of Cave Junction for repairs

Josephine County has had 23 natural disasters declared since 1953, most often fires and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cave Junction is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cave Junction’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cave Junction. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.