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Natural hazards · Cannon Beach

Cannon Beach, OR natural hazards

Most of the natural-hazard damage FEMA expects in Cannon Beach comes from tsunamis, and overall the risk is very high for a U.S. community. Flood insurance has paid 12 claims here since 1981. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Cannon Beach?

86
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cannon Beach to be higher than in 86% of U.S. communities, mostly from tsunamis and inland flooding.

Tsunamis62%Inland flooding19%Earthquakes18%Everything else2%
By hazard

What Cannon Beach faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tsunamis

62% of expected damage
Well above average · among the top 1% of U.S. places

Inland flooding

19% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 5 years in the area

Earthquakes

18% of expected damage
Well above average · higher than 90% of U.S. places

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningAvalanchesVolcanic activity

Not a risk here

HurricanesDrought
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Cannon Beach flood?

Every paid claim on a federal flood insurance policy in Cannon Beach, from FEMA’s records.

12paid claims since 1981
$324Kpaid to owners
0homes flooded more than once
19812026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Cannon Beach isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Clatsop County.
Disasters that hit Cannon Beach

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Cannon Beach itself: aid to households, or repair grants to the City of Cannon Beach.

Brought FEMA money into Cannon BeachDeclared for Clatsop County only
2007

Severe Storms, Flooding, Landslides, and Mudslides

34 households applied for aid $170 aid approved $103K to the City of Cannon Beach for repairs
2005

Severe Storms, Flooding, Landslides, and Mudslides

$7K to the City of Cannon Beach for repairs
Clatsop County has had 16 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cannon Beach is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Cannon Beach’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Cannon Beach. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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