Natural hazards · Bly

Bly, OR natural hazards

Most of the natural-hazard damage FEMA expects in Bly comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bly?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bly to be higher than in 80% of U.S. communities, mostly from inland flooding and avalanches.

Inland flooding43%Avalanches29%Wildfire19%Everything else9%

By hazard

What Bly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 3 years in the area

Avalanches

29% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 30 years in the area

Wildfire

19% of expected damage

Well above average · higher than 98% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bly flood?

FEMA's records show no paid flood insurance claims in Bly.

of all homes
are insured

No community discount. Bly isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Klamath County.

Disasters that hit Bly

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Bly itself: aid to households, or repair grants to Bly.

Brought FEMA money into BlyDeclared for Klamath County only

2020

Wildfires and Straight-Line Winds

3 households applied for aid

Klamath County has had 15 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bly’s own flood-insurance community; household aid to the registrant’s city; repair grants to Bly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.