Natural hazards · Black Butte Ranch

Black Butte Ranch, OR natural hazards

Most of the natural-hazard damage FEMA expects in Black Butte Ranch comes from avalanches, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Black Butte Ranch?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Black Butte Ranch to be higher than in 86% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches36%Inland flooding35%Wildfire25%Everything else4%

By hazard

What Black Butte Ranch faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

36% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 5 years in the area

Inland flooding

35% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 2 years in the area

Wildfire

25% of expected damage

Well above average · among the top 1% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesEarthquakesLandslidesStrong windLightningDroughtVolcanic activity

Not a risk here

Coastal floodingHurricanesTsunamis

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Black Butte Ranch flood?

FEMA's records show no paid flood insurance claims in Black Butte Ranch.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Black Butte Ranch isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Deschutes County.

Disasters that hit Black Butte Ranch

Federal disasters declared here

None of the disasters declared for Deschutes County shows FEMA aid or repair money reaching Black Butte Ranch itself in FEMA’s records.

Brought FEMA money into Black Butte RanchDeclared for Deschutes County only

Deschutes County has had 18 natural disasters declared since 1953, most often fires and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Black Butte Ranch covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Black Butte Ranch’s own flood-insurance community; household aid to the registrant’s city; repair grants to Black Butte Ranch. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Black Butte Ranch total about $5.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.