Natural hazards · Bandon

Bandon, OR natural hazards

Most of the natural-hazard damage FEMA expects in Bandon comes from tsunamis, and overall the risk is very high for a U.S. community. Flood insurance has paid 12 claims here since 1981. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bandon?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bandon to be higher than in 91% of U.S. communities, mostly from tsunamis and earthquakes.

Tsunamis52%Earthquakes38%Inland flooding10%

By hazard

What Bandon faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tsunamis

52% of expected damage

Well above average · among the top 1% of U.S. places

Earthquakes

38% of expected damage

Well above average · higher than 98% of U.S. places

Inland flooding

10% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

HurricanesCold wavesAvalanchesVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bandon flood?

Every paid claim on a federal flood insurance policy in Bandon, from FEMA’s records.

12paid claims since 1981

$129Kpaid to owners

1homes flooded more than once

19812026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Bandon isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coos County.

Disasters that hit Bandon

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bandon itself: aid to households, or repair grants to the City of Bandon.

Brought FEMA money into BandonDeclared for Coos County only

2015

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides

$9K to the City of Bandon for repairs

2007

Severe Storms, Flooding, Landslides, and Mudslides

$206K to the City of Bandon for repairs

Coos County has had 17 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bandon covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Bandon’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Bandon. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Bandon total about $9.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.